Finance Your Next Adventure
Looking to explore the open road in your own caravan? At Focus Financial Solutions we specialise in caravan financing solutions that help you purchase a brand-new or pre-owned caravan with affordable repayment options. Whether you're after a motorhome, camper trailer, or off-road caravan, we’ll find the right loan to suit your lifestyle and budget.
Why Focus Finance?
More choice
With access to over 50 of Australia’s top lenders, we’ll be able to compare more options to find the best one available to you.
Convenience
We do all the hard work for you in comparing loan products, interest rates, fees and lending criteria, saving you time and effort.
A modern approach
We make use of industry-leading technology to help connect you with your ideal lender as quickly as possible.
Personal touch
Your consultant will guide you through the whole process, keeping you informed and answering all your questions along the way.
Understanding
You won’t be treated like just another number. We make sure we understand your needs to find you the solution you’re after.
Brands you can trust
We’re accredited with reputable insurers, banks and non-bank lenders, so we’ll only connect you with trustworthy financiers.
Types of Caravan Loans We Offer
Secured Caravan Loans – Lower interest rates using the caravan as security.
Unsecured Caravan Loans – No security required for flexible financing.
Dealer & Private Sale Financing – Buy from a dealer or a private seller with confidence.
Motorhome & Camper Trailer Loans – Finance any type of recreational vehicle.
Caravan Loan Refinancing – Adjust repayment terms or reduce your interest rates.
Caravan Loan Eligibility Criteria
While exact requirements vary between lenders, here are the key criteria you’ll typically need to meet when applying for a caravan loan:
Age & Residency – You must be at least 18 years old and an Australian citizen, permanent resident, or eligible visa holder.
Stable Income – Lenders require you to earn a consistent income above their minimum threshold to ensure you can manage repayments.
Employment & Banking – A steady job and having your income deposited into a bank account are essential for approval.
Credit Score – Your credit history should meet the lender’s minimum credit score requirements to demonstrate financial responsibility.
Vehicle Eligibility – The caravan you’re financing must meet the lender’s age, condition, and value criteria.
At Focus Finance, we work with a panel of trusted lenders to find the best loan for your circumstances. Our consultants will guide you through the process and match you with a lender that suits your needs.
Documents Needed for Your Caravan Loan Application
While requirements can vary between lenders, you’ll typically need the following documents to apply for a caravan loan:
- Identification – A valid driver’s licence or another government-issued photo ID, such as a passport and/or Medicare card.
- Proof of Income – Your last two payslips to verify your earnings and financial stability.
- Bank Statements – Some lenders may request 3 months bank statements as a part of their assessment.
- Vehicle Details – If you're financing a specific caravan, having information about its make, model, age, and value can speed up the approval process.
Your Focus Finance consultant will guide you through the process, ensuring you have everything needed to secure the best loan for your situation.
Who Can Apply?
First-time caravan buyers & experienced travellers
Individuals with good or bad credit histories
Self-employed or employed applicants
Anyone looking to upgrade or refinance an existing caravan loan
Start Your Caravan Journey Today!
Let us help you finance your dream caravan with the best loan options available. Contact us now to discuss your caravan finance options and start planning your next adventure.
Frequently Asked Questions
In most cases, you can pay your loan out early by making additional payments or a lump sum before its scheduled end date. However, these loans generally come with early repayment fees, so make sure you know exactly what fees will be charged before you apply. You can speak with your Focus Finance consultant about flexible repayment options when you apply with us.
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Accredited with Australia's top lenders
Tailoring the right loan to suit you and your needs not just the banks.
We'll compare and help choose the best loan option from our panel of 50+ lenders.
