Credit Check
Get your FREE Equifax credit report
Your free Equifax Credit Report will likely provide you with the most complete view of your credit history in Australia. This is important as it is what lenders like banks, as well as telephone, electricity and gas companies can refer to when you make an application for a loan, credit card, mortgage or contract for a phone or electricity. Getting your up to date Equifax Credit Report means there are no surprises for you when you apply.
Your Credit Report will include:
Credit rating
Key factors impacting your credit rating
Credit products you currently hold
Past applications you have made for credit
Repayment history (subject to your lender providing this information to Equifax)
Overdue debts that you have been listed as a default
You can also check if information in your Equifax Credit Report is accurate, and if not, Equifax can investigate any inaccuracies for free