Set Sail with Confidence! Finance Your Dream Vessel Today
When you’re in the market for a new aquatic vessel, Focus Finance can help you sort out the finance you need with a marine loan! We can help you buy a wide range of leisure crafts, from jet skis to boats of all shapes and sizes, through our panel of trusted lenders and their competitive loan products.
Best of all, we’ll do all the heavy lifting for you, comparing your available options and wading through all the important documents to help you reel in a great deal. Start the process with us today and get a free, no-obligation pre-approval for your marine loan!
Why Focus Finance?
More choice
With access to over 50 of Australia’s top lenders, we’ll be able to compare more options to find the best one available to you.
Convenience
We do all the hard work for you in comparing loan products, interest rates, fees and lending criteria, saving you time and effort.
A modern approach
We make use of industry-leading technology to help connect you with your ideal lender as quickly as possible.
Personal touch
Your consultant will guide you through the whole process, keeping you informed and answering all your questions along the way.
Understanding
You won’t be treated like just another number. We make sure we understand your needs to find you the solution you’re after.
Brands you can trust
We’re accredited with reputable insurers, banks and non-bank lenders, so we’ll only connect you with trustworthy financiers.
The types of marine craft you can buy through Focus Finance
Here are some examples of what boats and jet skis we can help you purchase:
Boats:
Dinghies
Yachts
Fishing boats
Catamarans
Electric boats
Houseboats
Motorboats
Trawlers
Jet skis:
Stand-up skis
Sit-down skis
Touring skis
Fishing skis
Recreational skis
Luxury skis
Racing skis
Marine Loan Eligibility Criteria
While exact requirements vary between lenders, here are the key criteria you’ll typically need to meet when applying for a marine loan:
Age & Residency – You must be at least 18 years old and an Australian citizen, permanent resident, or eligible visa holder.
Stable Income – Lenders require you to earn a consistent income above their minimum threshold to ensure you can manage repayments.
Employment & Banking – A steady job and having your income deposited into a bank account are essential for approval.
Credit Score – Your credit history should meet the lender’s minimum credit score requirements to demonstrate financial responsibility.
Vehicle Eligibility – The marine you’re financing must meet the lender’s age, condition, and value criteria.
At Focus Finance, we work with a panel of trusted lenders to find the best loan for your circumstances. Our consultants will guide you through the process and match you with a lender that suits your needs.
Documents Needed for Your Marine Loan Application
While requirements can vary between lenders, you’ll typically need the following documents to apply for a marine loan:
- Identification – A valid driver’s licence or another government-issued photo ID, such as a passport and/or Medicare card.
- Proof of Income – Your last two payslips to verify your earnings and financial stability.
- Bank Statements – Some lenders may request 3 months bank statements as a part of their assessment.
- Vehicle Details – If you're financing a specific marine, having information about its make, model, age, and value can speed up the approval process.
Your Focus Finance consultant will guide you through the process, ensuring you have everything needed to secure the best loan for your situation.
How It Works
Consultation – Tell us about the boat you want to finance.
Loan Comparison – We find the best lender and loan structure for you.
Application & Approval – Quick and simple process to get you on the water.
Funding – Receive funds and finalise your boat purchase.
Set Sail with the Right Loan Today!
Let us help you finance your marine investment with the best loan options available. Contact us to discuss your financing needs and take the next step toward ownership.
Frequently Asked Questions
Yes – we’re partnered with commercial lenders who can help you purchase a boat for your business. Get in touch with us today to learn more about the cashflow- and tax-positive solutions available to you!
Accredited with Australia's top lenders
Tailoring the right loan to suit you and your needs not just the banks.
We'll compare and help choose the best loan option from our panel of 50+ lenders.
